What is the Difference Between 100% and P&T? (2024)

The difference between a 100% rating and permanent and total (P&T) disability is that the VA may schedule a reexamination for a veteran with a 100% service connection to see if the condition has improved, whereas a vet who is P&T is not expected to improve and not scheduled for further evaluation.

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You have a significant emotional or physical injury associated with your military service. You think you may qualify for 100% or permanent and total disability, but you don’t understand the difference between the two ratings. Essentially, the difference is whether the VA believes your condition may improve. This post explains more.

What is the Difference Between 100% and P&T? (1)

In this article about 100% and P&T VA ratings:

  • What does a 100% VA rating mean?
  • What is a VA permanent rating?
  • What is a VA permanent and total rating?
  • How to get VA disability benefits
  • How do veterans know if they have a 100% permanent and total rating?
  • Woods and Woods can help
    • FREQUENTLY ASKED QUESTIONS

What does a 100% VA rating mean?

A 100% or “total” VA rating means you receive the VA’s highest rating for a service-connected condition on the Schedule of Ratings. In other words, this rating means that you are disabled at the highest level related to your disability. And therefore, you get the most benefit available within the rating schedule.

A 100% rating is not easy to receive for a single disability, so if you have 100% it likely means that the condition you’re experiencing is severe. But you also can receive a combined rating of 100% for multiple disabilities.

Despite the difficulty of receiving a 100% rating, more than a million veterans rated at this level in 2021.

Total ratings are not automatically permanent. The VA can reduce a 100% rating if they can prove that your condition has “shown material improvement,” which means that there has been a significant change in your ability to function in daily life. Therefore, 100% ratings require ongoing follow-up medical appointments, and the VA can lower a rating.

What is a VA permanent rating?

The VA gives a permanent rating for a condition that isn’t expected to improve or change within the veteran’s lifetime. The VA applies this rating to conditions like losing a limb or a long-term illness. It means there’s no need for the VA to re-evaluate the condition because it won’t change. Because the condition won’t change, the rating and payment also remain the same for the veteran’s life.

You don’t apply for a permanent rating. The VA makes the determination. If the decision doesn’t say it’s permanent, but no future exams are scheduled, it is possibly a permanent rating. The VA doesn’t view the rating as permanent if future exams are scheduled.

What is a VA permanent and total rating?

A VA rating of is when a single condition is rated 100% and isn’t expected to improve over time. Veterans with a P&T rating aren’t re-evaluated and receive monthly benefits at 100% for the remainder of their lives. The rating does not change, and the payment isn’t reduced.

Conditions that qualify for P&T include:

  • Injuries that are unlikely to improve with treatment
  • A totally incapacitating, long-standing disease
  • Permanent loss or loss of use of both hands, both feet, one hand or foot, or eyesight

What is the difference between 100% and P&T?

The key difference between a 100% schedular rating and a P&T rating is the ongoing evaluation because of anticipated changes in the condition.

A 100% rating is likely to include follow-up medical appointments because the veteran’s condition may improve. If the condition improves, the VA can drop the rating and the payment amount.

P&T ratings are not expected to change, therefore they are paid at 100%, but without medical re-evaluation. The condition is not expected to improve or change for the remainder of the veteran’s life.

Can I work with P&T VA disability?

The VA doesn’t prohibit you from working with P&T disability, but your medical condition possibly does. A 100% rating for a single condition is given on the basis of the condition being totally disabling which would prevent the average person from working.

How to get VA disability benefits

For the VA to consider disability benefits, you must file a claim. The VA will usually request a compensation and pension exam. The examining physician will examine your condition and ask you questions about your service. If the VA schedules an exam, you need to complete the exam to avoid denial of your claim.

You also can use a Disability Benefits Questionnaire to help your claim. A DBQ allows you to address symptoms, severity, possible causes, and how the condition may be related to other disabilities. A private physician can complete the form for you.

Once the VA processes your claim for benefits, you will receive a rating decision that informs you of what the VA decided. If the VA denies your benefits, you may want to file an appeal. If you win your appeal, you should receive monthly compensation plus any back compensation owed.

“They did good by me. I am sick, and the VA was stalling. They got me 100% permanent and total.”

From a Google review for Woods & Woods

How do veterans know if they have a 100% permanent and total rating?

Your regional VA office issues a rating decision that explains the issues, discusses the relevant law, lists and discusses the evidence, and provides the decision and an explanation for it.

To determine whether you have a 100% P&T rating, look at your most recent rating decision letter. It will state whether you received 100% and permanent total disability ratings. Look to see if the rating decision has a checked box that’s permanent and total. The rating decision doesn’t always make this easy to determine. If the letter states that no future exams will be scheduled, that is an indication your rating is possibly permanent.

How to Tell if Your VA Disability Rating is Permanent

Woods and Woods can help

If you are severely injured — physically or emotionally —due to your military service, you deserve VA disability compensation. Contact Woods and Woods to file an initial claim or appeal a rating decision. You only pay us if we win.

Talk to Us About Your Claim:
(812) 426-7200

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FREQUENTLY ASKED QUESTIONS

What’s the main difference between 100% and P&T?

The VA re-evaluates a 100% disability rating to see if it improves over time. If it does, the rating percentage and payment amount may decline if the VA reduces the benefit. The VA doesn’t re-evaluate P&T because it’s unlikely to change.

Can I work with a P&T disability rating?

The VA does not prohibit you from working with this rating if you can. But you might not be a to work because of your medical condition.

What is the Difference Between 100% and P&T? (3)

Neil Woods

VA disability lawyer
Woods and Woods

Neil Woods is the firm’s owner and president. He received his law degree from Western Michigan University.

VA Accreditation Number: 44739

What is the Difference Between 100% and P&T? (2024)

FAQs

Is there a difference between 100 and 100 P&T? ›

A veteran can be rated 100% “Total” without being “Permanent”. This usually happens when VA assumes a disability may improve. You can tell if a 100% award is Permanent and Total (P&T) as the decision will approve “Dependents Educational Assistance” and “Chapter 35 Benefits”.

Can I lose my 100% percent permanent and total VA disability? ›

Disabilities can change over time and and the VA does actually have the power to reduce a disability rating for a variety of reasons. If you have a 100 percent Permanent and Total (P&T) rating, it is very unlikely you will be re-evaluated or have your rating reduced.

Can you work with 100 T&P VA disability? ›

If your 100% VA Disability Rating comes because you qualify for the 100% rating specified for a single (or combination of multiple) service-connected conditions using the Schedule of Ratings, then you have NO limitations on your ability to work.

What are the benefits for someone who is 100% P&T? ›

Many of the top benefits that come with a 100% rating carry over for a P&T VA disability rating as well, including:
  • Monthly VA disability compensation pay.
  • No-cost health care and prescription medications.
  • Dental care.
  • Combat-Related Special Compensation and Concurrent Retirement Disability Compensation.
Apr 5, 2022

Can a 100 P&T veteran get Social Security? ›

A Veterans Affairs compensation rating of 100% P&T doesn't guarantee that you'll receive Social Security disability benefits. To receive disability benefits from Social Security, a person must have a severe impairment expected to last at least one year or to result in death.

How much does the widow of a 100% disabled veteran receive? ›

Benefits for the Surviving Spouse of a 100% Disabled Veteran

If your spouse dies with a 100% disability rating, you may be entitled to Dependency and Indemnity Compensation (DIC). For 2024, the base rate of compensation for a surviving spouse is $1,612.75/month.

Is VA permanent and total disability forever? ›

PERMANENT AND TOTAL DISABILITY

This means they have a single condition that is both rated at 100% and not expected to improve during their lifetime. They do not receive reevaluations, and their 100% monthly benefits remain the same for the rest of their lives.

What benefits does a spouse of a 100 disabled veteran get? ›

Spouses of disabled Veterans are eligible for health care benefits through the Civilian Health and Medical Program (CHAMPVA). This program also allows for reimbursem*nt of certain costs, such as prescription medications, medical equipment, nursing care, and more, as long as the Veteran and their spouse remain married.

Does the VA spy on veterans? ›

No they don't per say spy on Veterans. But the sudden request to report for an Examination to ascertain the current status of your Service Connected Conditions can very well appear to be them spying.

What is the 70-40 rule for VA disability? ›

To be eligible for schedular TDIU benefits, a veteran must have either: a single service-connected condition with a rating of at least 60 percent; or. (the 70/40 rule) at least two service-connected conditions with a combined rating of at least 70 percent, with at least one of the conditions rated 40 percent or higher.

Can a 100 P&T veteran be re-evaluated? ›

If you have a 100% Permanent and Total (P&T) rating, it's unlikely you'll be re-evaluated or have your rating reduced, unless you've done something to trigger a VA review of your case.

What is the most common 100% VA disability? ›

According to the VA's most recent annual report, the most common VA disability claims are awards for: Tinnitus. Limited range of motion for the knee. Paralysis of the sciatic nerve.

Can disabled veterans fly free? ›

Veterans who are rated by the VA as permanently and totally disabled can travel Space-A (space available) on military aircraft for free. If you qualify you can travel in the continental United States (CONUS) or directly between CONUS and Alaska, Hawaii, Puerto Rico, the U.S. Virgin Islands, Guam and American Samoa.

How do I keep my P&T 100%? ›

You must be both 100% disabled and possess medical evidence that your condition will not improve. This is the rarest of the three scenarios in which your rating is protected.

When my husband dies, will I get his VA disability? ›

Unfortunately, your spouse cannot receive your VA disability compensation after you die. However, they may get a monthly allowance if they qualify for Dependency and Indemnity Compensation. If you lived in government housing, VA might also allow them to stay in residence for up to a year.

Does 100% P&T get reevaluated? ›

If you have a 100% Permanent and Total (P&T) rating, it's unlikely you'll be re-evaluated or have your rating reduced, unless you've done something to trigger a VA review of your case.

How do I know if my VA disability is P&T? ›

Take a look at the decision letter VA sent you when granting benefits (i.e., your Rating Decision's Notice of Action letter). On some Rating Decisions, there is a Permanent and Total box that will be checked if your 100% disability is permanent.

Can the VA reduce your P&T rating? ›

Yes, the VA can reduce a permanent and total disability rating if they determine that the veteran has shown a significant improvement in their functioning, but this is usually not common. The VA also cannot reduce a rating if it has been at or above a certain level for 20 years or more.

Can you receive 100% VA disability and military retirement pay? ›

Effective on January 1, 2014, (with the exception of members who retired under Chapter 61 for disability who are subject to the limitations explained below) members who meet the eligibility requirements above may receive military retired pay, in full, concurrently with VA Disability Compensation.

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